2026 Neobanks Landscape

Application

Fiat-First Neobanks (8)

Dave

Monzo

N26

Starling Bank

Chime

Cash App

Full-Stack Neobanks (6)

Kraken

Revolut

Robinhood

Coinbase

Slash

SoFi

Crypto-Native Financial Apps (16)

Jupiter

Arq

Ether.fi

Phantom

Avici

Altitude

Product Infrastructure

Payments & Money Movement (16)

Dwolla

Moov

Stripe

Modern Treasury

Plaid

Circle

Savings, Yield & Investments (14)

Uniswap

Jupiter

U.S. Treasury

Apex Fintech Solutions

Aave

Morpho

Credit & Lending (9)

Morpho

Pareto

Figure

Aave

Pagaya

Spark

Compliance & Identity

KYC, AML & Fraud (6)

Alloy

Persona

Sardine

Unit21

Hawk

Socure

On-Chain Compliance & Identity (4)

Chainalysis

TRM

Elliptic

Worldcoin

Abstraction

Card Issuance & Processing (6)

Marqeta

Lithic

Stripe

Rain

Visa

Mastercard

Banking-as-a-Service Platforms (4)

Treasury Prime

Synctera

Cross River

Unit

Blockchain Access & Orchestration (5)

Alchemy

Infura

QuickNode

Bridge

Zero Hash

Brokerage & Clearing (4)

Robinhood Securities

Apex Fintech Solutions

DriveWealth

Alpaca

Settlement Rails

Legacy Rails (4)

Fedwire

FedNow

Swift

DTCC

Card Networks (2)

Visa

Mastercard

Blockchain Settlement (9)

Ethereum

Solana

Arbitrum

Tron

Base

BNB Chain

Foundations

Chartered Banks (12)

Varo

Column

Cross River

TheBancorp

Blue Ridge Bank

Lead Bank

Chartered Trust Banks (5)

Anchorage Digital

Paxos

Circle

Coinbase

Kraken

Core Banking & Ledger (5)

Thought Machine

Finxact

Fiserv

Mambu

Temenos

Blockchains (5)

Ethereum

Solana

BNB Chain

Tron

Provenance Blockchain

Data as of: April 22, 2026